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CIBC Merchant Payment Solutions

Accept payments everywhere your customers are — in-store, online, and on-the-go. CIBC merchant services integrate with your operating account for seamless reconciliation.

Point-of-Sale Terminals

Modern POS terminals with tap, chip, swipe, and PIN capabilities. Countertop, wireless, and mobile form factors suit retail stores, restaurants, service businesses, and market vendors. Next-day funding to your CIBC business account as standard.

Online Payments

Accept credit cards, debit cards, and digital wallets on your website or app. Secure payment gateway integration with fraud protection, 3D Secure authentication, and PCI DSS compliance. Developer-friendly APIs for custom e-commerce implementations.

Mobile Payments

Accept payments anywhere using a smartphone or tablet with the CIBC mobile payment reader. Ideal for delivery services, home services, events, and pop-up retail. Bluetooth-connected card reader processes all major payment methods.

Integrated Payment Processing

CIBC merchant services connect directly to your business operating account for automatic settlement and reconciliation. Transaction data flows into your digital banking dashboard, providing real-time sales visibility alongside your other financial data.

  • Next-day funding to your CIBC account
  • Automatic transaction reconciliation
  • Real-time sales reporting and analytics
  • Multi-location management dashboard
  • Chargeback management tools
  • PCI DSS compliant infrastructure

Start Accepting Payments

Set up CIBC merchant services and start processing payments within days.

Get a Quote

Common Questions

CIBC merchant services support credit cards (Visa, Mastercard, Amex), debit cards (Interac), contactless/tap payments, Apple Pay, Google Pay, and online credit/debit transactions.

CIBC provides next-day funding for merchant transactions as standard. Funds are deposited directly into your CIBC business operating account with automatic reconciliation.

CIBC Digital Business merchant services enable payment acceptance in-store, online, and on-the-go. CIBC Digital Business integrates transaction processing directly with your operating account for automated settlement and real-time sales reporting.